Coverage


Specialty Professional Liability Coverage Includes:

  • AM Best "A" rated, stable carriers
  • Admitted paper in all states
  • Broad definition of professional services
    • technology endorsements
    • pollution endorsements
  • Primary limits up to $5 million
  • Excess limits up to $10 million
  • Low minimum premium
  • Zero deductible forms
  • Aggregate deductible forms
  • Worldwide coverage forms
  • No "hammer clause" forms
  • Coverage for punitive damage (where applicable by state)
  • Pre-claims assistance and Incident reporting forms
  • Mediation credits
  • Peer review credits
  • Coverage for predecessor firms and joint ventures
  • Supplemental coverage for:
    • Regulatory proceedings
    • Disciplinary actions
    • ADA/FHA/OSHA
    • Loss of earnings
    • Crisis event management

 

Other Specialty Lines of Business Available in our Program:

  • Commercial General Liability
  • Commercial Property*
  • Inland Marine*
  • Business Owners Policy*
  • Business Auto*
  • Commercial Umbrella
  • Workers Compensation*
  • Employment Practices Liability
  • Employment Benefits Liability
  • Owners & Contractors Protective Liability**
  • Railroad Protective Liability
  • Cyber Liability

*Not available in all states

**Only available with supporting GL